It was July 29, 2012. I had a slight cold, and didn't want to get up early. My husband Ken was an early bird. He'd jump out of bed, sing in the shower and start the day before the sun came up. Even though he knew how to work the coffee pot, he liked when I made the coffee. An older gentleman told Ken a story that impressed him. This man said no matter how early he got up, his wife always got up with him to make his coffee. This gentleman equated his wife making coffee to "I love you". ... Read More about July 29, 2012: How Life Changed In Just One Day
Go Directly to Jail: Why You Need an Emergency Fund
We’ve all heard “I don’t belong here”, or “I’ve done nothing wrong” whenever someone is in trouble. Though I like watching murder mysteries on TV, and any type of real forensic program, I’ve never had a desire to study criminals up close. Nor did I want to spend the entire day hanging out in the Redwood City Jail waiting room, but that’s exactly what I did. It was a painful reminder of how important it is to have an emergency fund in order to be prepared for the unexpected. Several years ... Read More about Go Directly to Jail: Why You Need an Emergency Fund
How To Avoid Late Fees And Penalties
I believe paying late fees is a voluntary form of taxation. You are paying more than you should, because of failing to get a payment made on time. Let those who have never made a late payment cast the first penny! I am neurotic about paying my bills on time, but sometimes life happens, and a bill manages to slip through the cracks. I’ve recently had a flurry of activity calling companies to reverse late charges, or get a better rate on the services I’m utilizing. I'm going to totally ... Read More about How To Avoid Late Fees And Penalties
How To Chose The Right Financial Path
I am at times, still baffled by the enormous amount of debt that I have at this stage in my life. This was not the plan. I can look back and point to the paths that brought me to this place. The fact that I am here is no great mystery. It’s hard to look at those paths without pointing fingers and assigning blame, but I have found that so far, that has not accomplished anything. I’m not in debt because I’ve lived an extravagant lifestyle and indulged my every whim. I don’t really have ... Read More about How To Chose The Right Financial Path
How To Organize Your Kid’s Room: 5 Easy Steps
If you're like most moms, you’re always busy. Organizing may not be your thing. Keeping the kids room tidy can be a challenge. Even if you’re not working outside the home, you’re still doing things that occupy all your time. You wish you had more help. You can make that wish come true. You’ll learn simple ways to organize your kid’s room with their input, and your kids can help maintain it. A lesson from my mom Every fall before school started, my mom would go through my room and make ... Read More about How To Organize Your Kid’s Room: 5 Easy Steps